Coming soon

Know where your money should go

A budgeting app that looks forward, not backward. Built for students, freelancers, and couples with irregular income.

71%

abandon budgeting apps within 3 months

14%

of Americans who budget use apps

77%

feel anxious about their finances

3.6M

Mint users lost their app in 2024

Budgeting that works for how you actually live

Most budgeting apps assume a steady paycheck. River is built for everyone else.

Forward-looking: See your runway, forecast cash flow, and know where money should go before you spend it. Not another backward-looking scorecard.
Irregular income, handled: Sinking funds built in. A $1,200 annual bill becomes $100/month. Medical bills stay separate from everyday spending.
Low effort: AI suggests categories. You see what's left the moment you pick one. Sunday check-ins are for goals, not catching up on data entry.
Built for two: Joint budgeting without the arguments. Both partners add transactions, see shared progress, and stay on the same page.
Privacy-first: Your data stays on your device, encrypted with AES-256. Optional cloud sync. We never sell or monetize your financial data.
Desktop and mobile: A native app that feels fast and intentional on every platform. Not a slow web wrapper pretending to be native.

River Finance is currently in development. Sign up to be notified when early access is available.